What is the Medicare program?

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.

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Medicare is a federal health insurance program for:
• People age 65 or older
• People under 65 with certain disabilities
• People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

Medicare Part A (Hospital Insurance)
• Helps cover inpatient care in hospitals
• Helps cover skilled nursing facility, hospice, and home health care

Medicare Part B (Medical Insurance)
• Helps cover doctors’ services, hospital outpatient care, and home health care.
• Helps cover some preventative services to help maintain your health and to keep certain illnesses from getting worse.

Medicare Part C (Medicare Advantage Plans)
• Health plans run by Medicare-approved private insurance companies
• Include Medicare Part A, Part B, and usually other coverage like Medicare Part D (prescription drug coverage)
• Sometimes offer additional coverage for Dental, Vision and Hearing

Medicare Part D (Prescription Drug Coverage)
• A prescription drug option run by Medicare-approved private insurance companies
• Helps cover the cost of prescription drugs
• May help lower your prescription drug costs and help protect against higher costs in the future.

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MedicareCT is here to assist you and your family in this very important time. Medicare insurance doesn’t have to be complicated.. we keep it simple!

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